Capri Global Capital Ltd.
CGCLFinancial Services filings
We hold this company’s filings and have not read the financial statements out of them yet. Every filing on record is listed under filings, and each one opens.
Earnings calls
23 transcript(s)/analyst meet(s) served; 2 document(s) on file are not transcripts (cover letters, duplicates, unresolved) and are excluded. Speaker attribution is shown only where the segmenter attributes ≥ 95% of sentences to management or analysts (0 of 23 documents here); elsewhere sentences render unattributed.
| Kind | Date | Period | Served | Attribution rate |
|---|---|---|---|---|
| TRANSCRIPT | 20190206 | 2018-12-31 | yes | |
| TRANSCRIPT | 20190510 | 2019-03-31 | yes | |
| ANALYST_MEET | 20200220 | 2019-12-31 | yes | |
| TRANSCRIPT | 20200513 | 2020-03-31 | yes | |
| TRANSCRIPT | 20200805 | 2020-06-30 | yes | |
| TRANSCRIPT | 20201110 | 2020-09-30 | yes | |
| TRANSCRIPT | 20210212 | 2020-12-31 | yes | |
| TRANSCRIPT | 20210604 | 2021-03-31 | yes | |
| TRANSCRIPT | 20210806 | 2021-06-30 | yes | |
| TRANSCRIPT | 20211109 | 2021-09-30 | yes | |
| TRANSCRIPT | 20220217 | 2021-12-31 | yes | |
| TRANSCRIPT | 20220526 | 2022-03-31 | yes | |
| TRANSCRIPT | 20221112 | 2022-09-30 | yes | |
| TRANSCRIPT | 20230527 | 2023-03-31 | yes | |
| COVER_LETTER | 20230808 | 2023-06-30 | no | |
| TRANSCRIPT | 20230814 | 2023-06-30 | yes | |
| TRANSCRIPT | 20240207 | 2023-12-31 | yes | |
| TRANSCRIPT | 20240517 | 2024-03-31 | yes | |
| TRANSCRIPT | 20240812 | 2024-06-30 | yes | |
| TRANSCRIPT | 20241106 | 2024-06-30 | yes | |
| DUPLICATE | 20241106 | 2024-09-30 | no | |
| TRANSCRIPT | 20250131 | 2024-12-31 | yes | |
| TRANSCRIPT | 20250513 | 2025-03-31 | yes | |
| TRANSCRIPT | 20250811 | 2025-06-30 | yes | |
| TRANSCRIPT | 20251106 | 2025-09-30 | yes | |
| TRANSCRIPT | 20260804 | 2026-06-30 | yes |
CGCL
files as a non-banking financial company. Every figure below opens to the filing it was read from; where a figure is not shown, the reason is printed in its place.
Identity
| Statement division | nbfc |
| Scope served | consolidated |
| Panels on this page | 4 |
Market
The closes are adjusted for every split and bonus on record inside the period this series covers, and each adjustment is checked against the price move on its ex-date.
| Last close | 259.40 |
| 52-week range | 151.97 – 279.9 |
| Return 1M | 8.23% |
| Return 3M | 19.3% |
| Return 1Y | 34.68% |
| Return 3Y | 35.78% |
| Return 5Y | 101.36% |
| Market capitalisation | not shown — we could not confirm it |
| Shares outstanding | not shown — we could not confirm it |
| P/E | not shown — we could not confirm it |
| P/B | not shown — we could not confirm it |
| EV/EBITDA | not shown — we could not confirm it |
Latest quarter filed — period ending 2026-06-30
In INR crore except per-share figures. `period_id` is the period the filing names for the number; the date beside each cell is when it was filed.
| Revenue from operations | 1,576.00 |
| Other income | 5.00 |
| Total income | 1,581.00 |
| Cost of materials consumed | 0.00 |
| Purchases of stock-in-trade | 0.00 |
| Changes in inventories | 0.00 |
| Employee benefit expense | 301.00 |
| Finance costs | 586.00 |
Ownership — 2026-06-30, and the change from 2026-03-31
| Holder | Per cent | Change |
|---|---|---|
| promoter and promoter group | 0.60 | 0.00 |
| institutions foreign | 0.08 | 0.03 |
| institutions domestic | 0.18 | -0.02 |
| mutual funds | 0.07 | 0.00 |
| public | 0.40 | 0.00 |
Documents on file
| Class | Most recent | On file |
|---|---|---|
| ANALYST_MEET | 2019-12-31 | 1 |
| COVER_LETTER | 2023-06-30 | 1 |
| DUPLICATE | 2024-09-30 | 1 |
| TRANSCRIPT | 2026-06-30 | 23 |
Financial statements
Filed results, consolidated, in INR crore except per-share figures. Every figure opens to the filing it was read from. Quarterly and annual columns are the periods the filing itself names, never a document date.
Quarterly results, as filed
| Line | 2022-09-30 | 2022-12-31 | 2023-03-31 | 2023-06-30 | 2023-09-30 | 2023-12-31 | 2024-03-31 | 2024-06-30 | 2024-09-30 | 2024-12-31 | 2025-03-31 | 2025-06-30 | 2025-09-30 | 2025-12-31 | 2026-03-31 | 2026-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from operations | 346.00 | 385.00 | 454.00 | 501.00 | 557.00 | 605.00 | 649.00 | 718.00 | 752.00 | 821.00 | 957.00 | 1,004.00 | 1,121.00 | 1,220.00 | 1,385.00 | 1,576.00 |
| Other income | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 1.00 | 3.00 | 5.00 | 3.00 | 5.00 |
| Total income | 346.00 | 385.00 | 454.00 | 501.00 | 557.00 | 606.00 | 649.00 | 718.00 | 753.00 | 822.00 | 958.00 | 1,005.00 | 1,124.00 | 1,225.00 | 1,388.00 | 1,581.00 |
| Cost of materials consumed | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchases of stock-in-trade | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Employee benefit expense | 92.00 | 114.00 | 132.00 | 146.00 | 145.00 | 151.00 | 182.00 | 175.00 | 172.00 | 179.00 | 217.00 | 183.00 | 228.00 | 279.00 | 319.00 | 301.00 |
| Finance costs | 126.00 | 139.00 | 164.00 | 176.00 | 196.00 | 221.00 | 242.00 | 271.00 | 311.00 | 332.00 | 358.00 | 394.00 | 406.00 | 431.00 | 499.00 | 586.00 |
| Depreciation and amortisation | 7.00 | 15.00 | 19.00 | 16.00 | 23.00 | 25.00 | 24.00 | 23.00 | 25.00 | 26.00 | 29.00 | 25.00 | 26.00 | 28.00 | 31.00 | 29.00 |
| Other expenses | 30.00 | 37.00 | 40.00 | 48.00 | 52.00 | 45.00 | 56.00 | 67.00 | 66.00 | 60.00 | 63.00 | 63.00 | 83.00 | 81.00 | 66.00 | 88.00 |
| Total expenses | 266.00 | 337.00 | 376.00 | 417.00 | 471.00 | 516.00 | 543.00 | 619.00 | 625.00 | 651.00 | 723.00 | 775.00 | 810.00 | 885.00 | 1,015.00 | 1,111.00 |
| Profit before exceptional items and tax | 81.00 | 48.00 | 78.00 | 84.00 | 86.00 | 89.00 | 107.00 | 99.00 | 128.00 | 171.00 | 236.00 | 230.00 | 314.00 | 340.00 | 373.00 | 470.00 |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 81.00 | 48.00 | 78.00 | 84.00 | 86.00 | 89.00 | 107.00 | 99.00 | 128.00 | 171.00 | 236.00 | 230.00 | 314.00 | 340.00 | 373.00 | 470.00 |
| Current tax | 30.00 | 8.00 | 11.00 | 22.00 | 27.00 | 29.00 | 31.00 | 30.00 | 34.00 | 46.00 | 59.00 | 69.00 | 70.00 | 75.00 | 99.00 | 134.00 |
| Deferred tax | -6.00 | 3.00 | 3.00 | -2.00 | -6.00 | -8.00 | -7.00 | -7.00 | -3.00 | -3.00 | -1.00 | -14.00 | 8.00 | 10.00 | -9.00 | -17.00 |
| Tax expense | 24.00 | 11.00 | 14.00 | 20.00 | 21.00 | 21.00 | 24.00 | 23.00 | 31.00 | 43.00 | 58.00 | 55.00 | 78.00 | 85.00 | 90.00 | 117.00 |
| Profit for the period | 56.00 | 37.00 | 65.00 | 64.00 | 65.00 | 68.00 | 83.00 | 76.00 | 97.00 | 128.00 | 178.00 | 175.00 | 236.00 | 255.00 | 283.00 | 353.00 |
| Profit attributable to owners | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit attributable to non-controlling interests | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other comprehensive income | 20.00 | -19.00 | -2.00 | -2.00 | 1.00 | -1.00 | -4.00 | 3.00 | 7.00 | -17.00 | -1.00 | -3.00 | -2.00 | 13.00 | -8.00 | 8.00 |
| Total comprehensive income | 77.00 | 19.00 | 63.00 | 62.00 | 66.00 | 67.00 | 79.00 | 79.00 | 104.00 | 111.00 | 177.00 | 172.00 | 234.00 | 268.00 | 275.00 | 362.00 |
| Earnings per share, basic | 3.20 | 2.13 | 3.51 | 3.09 | 3.16 | 3.30 | 1.00 | 0.92 | 1.18 | 1.55 | 2.15 | 2.05 | 2.45 | 2.66 | 2.94 | 3.67 |
| Earnings per share, diluted | 3.16 | 2.10 | 3.47 | 3.05 | 3.13 | 3.27 | 0.99 | 0.91 | 1.17 | 1.54 | 2.14 | 2.04 | 2.44 | 2.65 | 2.93 | 3.66 |
| Interest earned | 279.00 | 300.00 | 352.00 | 413.00 | 445.00 | — | 498.00 | 572.00 | 616.00 | 679.00 | 739.00 | 810.00 | 885.00 | 942.00 | 1,094.00 | 1,323.00 |
| Fees and commission income | 38.00 | 43.00 | 50.00 | 41.00 | 55.00 | — | 69.00 | 75.00 | 68.00 | 83.00 | 102.00 | 84.00 | 106.00 | 101.00 | 182.00 | 155.00 |
| Net gain on fair value changes | 9.00 | 5.00 | 6.00 | 4.00 | 7.00 | — | 11.00 | 18.00 | 12.00 | 14.00 | 18.00 | 6.00 | 5.00 | 15.00 | -9.00 | 19.00 |
| Dividend income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Rental income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Annual results, as filed
| Line | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|---|---|
| Revenue from operations | 716.00 | 736.00 | 969.00 | 1,463.00 | 2,313.00 | 3,248.00 | 4,731.00 |
| Other income | 3.00 | 1.00 | 13.00 | 2.00 | 1.00 | 3.00 | 11.00 |
| Total income | 720.00 | 737.00 | 982.00 | 1,465.00 | 2,314.00 | 3,251.00 | 4,742.00 |
| Cost of materials consumed | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchases of stock-in-trade | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Changes in inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Employee benefit expense | 119.00 | 99.00 | 175.00 | 406.00 | 624.00 | 743.00 | 1,009.00 |
| Finance costs | 283.00 | 289.00 | 331.00 | 531.00 | 836.00 | 1,274.00 | 1,730.00 |
| Depreciation and amortisation | 11.00 | 11.00 | 10.00 | 44.00 | 88.00 | 102.00 | 110.00 |
| Other expenses | 49.00 | 48.00 | 69.00 | 126.00 | 200.00 | 254.00 | 293.00 |
| Total expenses | 498.00 | 501.00 | 709.00 | 1,197.00 | 1,949.00 | 2,618.00 | 3,485.00 |
| Profit before exceptional items and tax | 222.00 | 236.00 | 273.00 | 268.00 | 366.00 | 633.00 | 1,257.00 |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 222.00 | 236.00 | 273.00 | 268.00 | 366.00 | 633.00 | 1,257.00 |
| Current tax | 61.00 | 69.00 | 79.00 | 64.00 | 109.00 | 169.00 | 313.00 |
| Deferred tax | -1.00 | -11.00 | -11.00 | -1.00 | -23.00 | -14.00 | -5.00 |
| Tax expense | 61.00 | 59.00 | 68.00 | 64.00 | 86.00 | 155.00 | 308.00 |
| Profit for the period | 161.00 | 177.00 | 205.00 | 205.00 | 279.00 | 479.00 | 949.00 |
| Profit attributable to owners | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit attributable to non-controlling interests | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other comprehensive income | 0.00 | 0.00 | -0.00 | -3.00 | -5.00 | -8.00 | -0.00 |
| Total comprehensive income | 162.00 | 177.00 | 205.00 | 202.00 | 274.00 | 471.00 | 949.00 |
| Earnings per share, basic | 9.21 | 10.10 | 11.69 | 11.06 | 3.39 | 5.80 | 10.15 |
| Earnings per share, diluted | 9.15 | 10.03 | 11.56 | 10.94 | 3.36 | 5.77 | 10.12 |
| Interest earned | 670.00 | 674.00 | 840.00 | 1,167.00 | 1,823.00 | 2,606.00 | 3,728.00 |
| Fees and commission income | 5.00 | 2.00 | 51.00 | 154.00 | 231.00 | 328.00 | 575.00 |
| Net gain on fair value changes | 12.00 | 29.00 | 24.00 | 21.00 | 41.00 | 64.00 | 18.00 |
| Dividend income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Rental income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Balance sheet, as filed
| Line | 2022-09-30 | 2023-03-31 | 2023-09-30 | 2024-03-31 | 2024-09-30 | 2025-03-31 | 2025-09-30 | 2026-03-31 |
|---|---|---|---|---|---|---|---|---|
| Total assets | 8,499.00 | 11,795.00 | 13,112.00 | 15,150.00 | 17,459.00 | 20,831.00 | 24,413.00 | 32,676.00 |
| Property, plant and equipment | 132.00 | 284.00 | 335.00 | 321.00 | 299.00 | 298.00 | 317.00 | 339.00 |
| Capital work-in-progress | 1.00 | 3.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Goodwill | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other intangible assets | 7.00 | 7.00 | 15.00 | 29.00 | 48.00 | 44.00 | 34.00 | 22.00 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and cash equivalents | 408.00 | 1,477.00 | 1,048.00 | 640.00 | 1,062.00 | 1,507.00 | 1,818.00 | 2,082.00 |
| Total equity and liabilities | 8,499.00 | 11,795.00 | 13,112.00 | 15,150.00 | 17,459.00 | 20,831.00 | 24,413.00 | 32,676.00 |
| Equity | 2,041.00 | 3,565.00 | 3,683.00 | 3,837.00 | 4,012.00 | 4,304.00 | 6,673.00 | 7,203.00 |
| Equity share capital | 35.00 | 41.00 | 41.00 | 82.00 | 82.00 | 83.00 | 96.00 | 96.00 |
| Other equity | 2,006.00 | 3,524.00 | 3,642.00 | 3,754.00 | 3,930.00 | 4,222.00 | 6,577.00 | 7,107.00 |
| Total liabilities | 6,458.00 | — | — | — | — | 16,527.00 | 17,740.00 | 25,473.00 |
Cash flow, as filed
| Line | 2022-09-30 | 2023-03-31 | 2023-09-30 | 2024-03-31 | 2024-09-30 | 2025-03-31 | 2025-09-30 | 2026-03-31 |
|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -1,124.00 | -2,994.00 | -1,674.00 | -3,701.00 | -1,992.00 | -4,312.00 | -2,253.00 | -8,728.00 |
| Net cash from investing activities | -65.00 | 52.00 | -43.00 | -6.00 | 34.00 | 60.00 | -4.00 | -1,088.00 |
| Net cash from financing activities | 1,275.00 | 4,096.00 | 1,289.00 | 2,870.00 | 2,381.00 | 5,118.00 | 2,568.00 | 10,391.00 |
| Purchase of property, plant and equipment | 29.00 | 123.00 | 35.00 | 64.00 | 40.00 | 49.00 | 19.00 | 60.00 |
| Net increase in cash | 86.00 | 1,154.00 | -429.00 | -837.00 | 423.00 | 867.00 | 311.00 | 575.00 |
| con:CFO.BEFORE_TAX | -1,281.00 | -3,527.00 | -2,048.00 | -4,496.00 | -2,474.00 | -5,435.00 | -2,991.00 | -10,323.00 |
| con:INTEREST_RECEIVED.OPERATING | 508.00 | 1,151.00 | 820.00 | 1,754.00 | 1,112.00 | 2,533.00 | 1,595.00 | 3,564.00 |
| con:INTEREST_PAID.OPERATING | 308.00 | 534.00 | 394.00 | 844.00 | 572.00 | 1,263.00 | 788.00 | 1,678.00 |
| con:DIVIDENDS_RECEIVED.OPERATING | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 |
| con:TAX_PAID.OPERATING | 44.00 | 84.00 | 52.00 | 115.00 | 69.00 | 147.00 | 69.00 | 290.00 |
| con:CF_OTHER.OPERATING | 0.00 | 0.00 | -0.00 | -1.00 | 11.00 | 0.00 | 0.00 | 0.00 |
| con:INVESTMENTS_PURCHASED | 157.00 | 0.00 | 3,773.00 | 90.00 | 168.00 | 16,385.00 | 12,992.00 | 33,576.00 |
| con:INVESTMENTS_SOLD | 119.00 | 0.00 | 3,761.00 | 142.00 | 226.00 | 16,480.00 | 12,412.00 | 32,567.00 |
| con:PPE_DISPOSALS | 1.00 | 0.00 | 0.00 | 7.00 | 0.00 | 0.00 | 0.00 | 1.00 |
| con:CF_INVESTING.SUBSIDIARIES_SOLD | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| con:CF_INVESTING.SUBSIDIARIES_ACQUIRED | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -575.00 | 0.00 |
| con:CF_INVESTING.JV_SOLD | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| con:CF_INVESTING.JV_ACQUIRED | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Who owns it
The shareholding pattern filed with the exchange every quarter, as a series. Percentages are of total shares. Each figure names the filing it was read from and the date it was filed.
| Holder | 2023-03-31 | 2023-06-30 | 2023-09-30 | 2023-12-31 | 2024-03-31 | 2024-06-30 | 2024-09-30 | 2024-12-31 | 2025-03-31 | 2025-06-30 | 2025-09-30 | 2025-12-31 | 2026-03-31 | 2026-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoter and promoter group | 69.91 | 69.91 | 69.91 | 69.89 | 69.89 | 69.89 | 69.89 | 69.87 | 69.87 | 59.95 | 0.60 | 0.60 | 0.60 | 0.60 |
| Domestic institutions | 13.63 | 14.34 | 14.35 | 14.16 | 14.18 | 14.10 | 14.56 | 14.51 | 14.52 | 20.53 | 0.20 | 0.20 | 0.20 | 0.18 |
| Mutual funds | — | — | — | — | — | — | — | — | — | 6.17 | 0.06 | 0.07 | 0.07 | 0.07 |
| Insurance companies | 11.98 | 12.70 | 12.70 | 12.49 | 12.51 | 12.42 | 12.86 | 12.86 | 12.86 | 12.44 | 0.12 | 0.12 | 0.11 | 0.10 |
| Foreign institutions | 0.21 | 0.08 | 0.63 | 0.81 | 0.85 | 1.01 | 1.06 | 1.04 | 0.98 | 4.72 | 0.05 | 0.04 | 0.06 | 0.08 |
| Public | 30.09 | 30.09 | 30.09 | 30.11 | 30.11 | 30.11 | 30.11 | 30.13 | 30.13 | 40.05 | 0.40 | 0.40 | 0.40 | 0.40 |
| Non-institutional | 16.25 | 15.66 | 15.10 | 15.15 | 15.09 | 15.00 | 14.49 | 14.58 | 14.63 | 14.81 | 0.15 | 0.15 | 0.14 | 0.13 |
| Shares outstanding | 206152844 | 206152844 | 206152844 | 206234993 | 824939972 | 824939972 | 824939972 | 825116352 | 825116352 | 961635122 | 961635122 | 962153962 | 962153962 | 962153962 |
Related parties
Transactions with related parties as disclosed to the exchange for the period ending 2024-09-30, by counterparty, largest first. Amounts are as filed. Each row names the filing and the date it was filed.
| Counterparty | Relationship | Type | Amount in the period | Transactions |
|---|---|---|---|---|
| CGCL EMPOYEES GROUP GRATUITY ASSURANCE SCHEME | Gratuity Trust | Any other transaction | 52,120,000.00 | 2 |
| Rajesh Sharma | Managing Director - KMP | Remuneration | 16,500,000.00 | 2 |
| Partha Chakraborthy | Chief Financial Officer | Remuneration | 12,750,000.00 | 2 |
| Yashesh Bhatt | Company Secretary | Remuneration | 3,670,000.00 | 2 |
| Jinisha Sharma | Promoter | Remuneration | 2,300,000.00 | 1 |
| CAPRI GLOBAL HOLDINGS PRIVATE LIMITED | Promoter Group Company | Any other transaction | 2,300,000.00 | 3 |
| Carlelo Private Ltd | Promoter Group Company | Any other transaction, Purchase of goods or services | 1,350,000.00 | 2 |
| S Ranganathan | Indpendent Director | Any other transaction | 850,000.00 | 1 |
| Bhagyam Ramani | Indpendent Director | Any other transaction | 750,000.00 | 1 |
| T. R. Bajalia | Indpendent Director | Any other transaction | 650,000.00 | 1 |
| Murali Talasila | Indpendent Director | Any other transaction | 450,000.00 | 1 |
| Parshwanath Buildcon Private Limited | Promoter Group Company | Any other transaction | 80,000.00 | 2 |
| Shrimohan Yadav | Indpendent Director | Any other transaction | 70,000.00 | 1 |
What management said
Every earnings call we hold for this company, read in full. Prepared remarks are separated from the question-and-answer session and every paragraph names who said it and on which page. These are management’s own words, not filed figures.
| Date | Quarter | Who spoke | |
|---|---|---|---|
| 2025-08-11 | Q1FY26 | Read the call | |
| 2025-05-13 | Q4FY25 | Read the call | |
| 2025-01-31 | Q3FY25 | Read the call | |
| 2024-11-06 | Q2FY25 | Read the call | |
| 2024-08-12 | Q1FY25 | Read the call | |
| 2024-05-17 | Q4FY24 | Read the call | |
| 2024-02-07 | Q3FY24 | Read the call | |
| 2023-08-14 | Q1FY24 | Read the call | |
| 2023-05-27 | Q4FY23 | Read the call | |
| 2022-11-12 | Q2FY23 | Read the call | |
| 2022-05-26 | Q4FY22 | Read the call | |
| 2022-02-17 | Q3FY22 | Read the call | |
| 2021-11-09 | Q2FY22 | CAPRI GLOBAL | Read the call |
| 2021-08-06 | Q1FY22 | RELATIONS | Read the call |
| 2021-06-04 | Q4FY21 | Read the call | |
| 2021-02-12 | Q3FY21 | Read the call | |
| 2020-11-10 | Q2FY21 | Read the call | |
| 2020-02-20 | Q3FY20 | Read the call | |
| 2019-05-10 | Q4FY19 | Read the call | |
| 2019-02-06 | Q3FY19 | Read the call |
Some earlier announcements under this heading are covering letters only — no transcript was attached.
What they said about it, quarter by quarter
| Topic | Q3FY24 | Q3FY25 | Q4FY19 | Q4FY21 | Q4FY22 | Q4FY23 | Q4FY24 | Q4FY25 |
|---|---|---|---|---|---|---|---|---|
| Capex | — | — | — | — | — | — | — | — |
| Capital allocation | — | — | — | — | — | — | The Board of Directors approved dividend at the rate of 15% per share on the face value of INR1 for FY24. This will be payable on CGCL enhanced equity… | — |
| Costs | — | — | — | — | — | — | — | — |
| Debt and cash | — | — | — | So far, our experience in Construction Finance is, except one or two cases, where ticket size was larger and then we modified and corrected our course… | — | — | — | — |
| Demand | — | So, so far, government subsidy scheme will remain, there will be a strong demand for this product. | — | So, we believe that these businesses will bounce back and there is an adequate demand in this segment because this low-income group customers, there a… | So, because of low cost funds, because of the demand, and because of increase in the branch, I think growth will be there and margins will be better. | And Sir, some other products in the pipeline on the lending side? | Coming to construction finance, disbursals remained range bound in Q4 FY24, driven by the existing sanction pipeline. | Or is it because of pent up demand or something? |
| Guidance | So, this entire ₹1,000mn loss will go away and we should turn into positive where we expect anything between ₹400mn to ₹500mn of profit contribution f… | We expect now interest rate cycle should remain here and not go up. | So, as per the IND-AS, which is introduced first time, as per the new accounting guidelines, there were certain risk-related adjustment and guidance o… | Any sort of feedback we might have received from our customers in terms of how the business are faring for them and how soon do we expect this to be n… | Is it attributed majorly to branch expansion and what sort of guidance do we have here for FY23 given that we will continue to add new branches? | Overall basis, we expect to get the default interest rate on about 25% to 30% of portfolio. | The business continues to be supported by a strong outlook for residential real estate in our key geographies like Mumbai, Ahmedabad, Pune, and Bengal… | I just wanted to ask what will be the outlook for FY '26 regarding growth? |
| Margin | And second, Sir on the margin outlook, you have seen a 40bps compression in margins. | — | So, from September to now, earlier the cost had gone up by about 75 basis, but if you look at our spread, we are able to pass on the entire cost plus … | — | — | — | These tech initiatives will improve turnaround time, especially for MSME and affordable housing business loan through technology, which is new LOS and… | — |
| People | — | I wanted to ask a question about what's happening at the ground level with the loan collection officers, like perhaps you could give some light on the… | There is no attrition rate in the employee? | — | Please note our employee and non-employee operating expenses now include the opex incurred on our Car Loan Distribution team, which is almost 1/6th of… | — | The cost-income ratio has gone up primarily because of 3 reasons: that some of the hiring has happened. | — |
| Pricing | — | On the liability front, we continue to deepen our lender relationship and feel comfortable of securing additional credit lines with a better pricing. | — | — | — | — | The competition amongst lenders for quality projects is intense although we have seen return of some pricing power. | — |
| Revenue growth | — | And when you want to grow, the growth will come, from the growth of existing branches and also entering the newer market. | — | — | — | As far as the growth of the vertical of MSME is concerned, MSME will continue to grow in the range of 25% to 30%. | Talking about one of our key growth drivers, MSME, our AUM has grown to INR50.2bn, which is growth of about 15%YoY. | — |
What they said they would do
Sentences in which management set an expectation. Each names the speaker and the page of the transcript it came from.
| Date | Quarter | Who | What they said |
|---|---|---|---|
| 2021-11-09 | Q2FY22 | CAPRI GLOBAL | Wear yovr mask just like me - Capri Global Capital Limited November 1, 2021 expansion and all, we should be able to achieve a volume of Rs250 crores to Rs300 crores per month and this should give a good profitability. |