IDBI Bank Ltd.
IDBIFinancial Services filings
We hold this company’s filings and have not read the financial statements out of them yet. Every filing on record is listed under filings, and each one opens.
Earnings calls
6 transcript(s)/analyst meet(s) served; 0 document(s) on file are not transcripts (cover letters, duplicates, unresolved) and are excluded. Speaker attribution is shown only where the segmenter attributes ≥ 95% of sentences to management or analysts (0 of 6 documents here); elsewhere sentences render unattributed.
IDBI
files the banking form. Every figure below opens to the filing it was read from; where a figure is not shown, the reason is printed in its place.
Identity
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| Statement division | banking |
| Scope served | consolidated |
| Panels on this page | 5 |
Market
No split, bonus or consolidation is on record for this company inside the period this price series covers, so the closes need no adjustment.
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| Last close | 82.60 |
| 52-week range | 61.5 – 116.01 |
| Return 1M | -6.47% |
| Return 3M | -4.4% |
| Return 1Y | -10.23% |
| Return 3Y | 16.67% |
| Return 5Y | 112.89% |
| Market capitalisation | not shown — we could not confirm it |
| Shares outstanding | not shown — we could not confirm it |
| P/E | not shown — we could not confirm it |
| P/B | not shown — we could not confirm it |
| EV/EBITDA | not shown — we could not confirm it |
Latest quarter filed — period ending 2026-06-30
In INR crore except per-share figures. `period_id` is the period the filing names for the number; the date beside each cell is when it was filed.
| |
|---|
| Interest earned | 7,549.00 |
| Interest on advances and bills | 5,231.00 |
| Income on investments | 2,029.00 |
| Interest on balances with the RBI and interbank funds | 257.00 |
| Other interest | 32.00 |
| Interest expended | 4,053.00 |
| Other income | 1,084.00 |
| Total income | 8,633.00 |
Ownership — 2026-06-30, and the change from 2026-03-31
| Holder | Per cent | Change |
|---|
| promoter and promoter group | 0.95 | 0.00 |
| institutions foreign | 0.00 | -0.00 |
| institutions domestic | 0.00 | 0.00 |
| mutual funds | 0.00 | 0.00 |
| public | 0.05 | 0.00 |
Financial statements
Filed results, consolidated, in INR crore except per-share figures. Every figure opens to the filing it was read from. Quarterly and annual columns are the periods the filing itself names, never a document date.
Cash flow, as filed
| Line | 2022-09-30 | 2023-09-30 | 2024-03-31 | 2024-09-30 | 2025-09-30 | 2026-03-31 |
|---|
| Net cash from operating activities | -7,342.00 | -10,558.00 | -1,226.00 | -145.00 | -11,971.00 | 16,762.00 |
| Net cash from investing activities | -145.00 | -31.00 | -222.00 | -117.00 | 1,575.00 | 1,422.00 |
| Net cash from financing activities | -361.00 | -1,160.00 | -1,794.00 | -2,700.00 | -2,300.00 | -5,765.00 |
| Purchase of property, plant and equipment | 0.00 | 0.00 | 0.00 | 119.00 | 148.00 | 327.00 |
| Net increase in cash | -7,844.00 | -11,739.00 | -3,237.00 | -2,960.00 | -12,694.00 | 12,438.00 |
| con:CFO.BEFORE_TAX | 5,336.00 | -10,910.00 | -1,226.00 | -493.00 | -11,958.00 | 10,055.00 |
| con:INTEREST_RECEIVED.OPERATING | 0.00 | 353.00 | 0.00 | 348.00 | 0.00 | 0.00 |
| con:INTEREST_PAID.OPERATING | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| con:DIVIDENDS_RECEIVED.OPERATING | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| con:TAX_PAID.OPERATING | -1,101.00 | 0.00 | 0.00 | 0.00 | 12.00 | -344.00 |
| con:CF_OTHER.OPERATING | -13,779.00 | 0.00 | 0.00 | 0.00 | 0.00 | 6,363.00 |
| con:INVESTMENTS_PURCHASED | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| con:INVESTMENTS_SOLD | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| con:PPE_DISPOSALS | -145.00 | -31.00 | -222.00 | 2.00 | 1,723.00 | 19.00 |
| con:CF_INVESTING.SUBSIDIARIES_SOLD | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1,730.00 |
| con:CF_INVESTING.SUBSIDIARIES_ACQUIRED | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| con:CF_INVESTING.JV_SOLD | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| con:CF_INVESTING.JV_ACQUIRED | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Quarterly results, as filed
| Line | 2022-09-30 | 2023-09-30 | 2023-12-31 | 2024-03-31 | 2024-06-30 | 2024-09-30 | 2024-12-31 | 2025-06-30 | 2025-09-30 | 2025-12-31 | 2026-03-31 | 2026-06-30 |
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| Interest earned | 4,994.00 | 6,038.00 | 6,549.00 | 6,995.00 | 6,670.00 | 7,445.00 | 7,819.00 | 7,027.00 | 7,109.00 | 7,080.00 | 7,804.00 | 7,549.00 |
| Interest on advances and bills | 3,232.00 | 4,018.00 | 4,327.00 | 4,761.00 | 4,423.00 | 5,256.00 | 4,824.00 | 4,771.00 | 4,780.00 | 4,813.00 | 5,039.00 | 5,231.00 |
| Income on investments | 1,432.00 | 1,877.00 | 2,010.00 | 2,073.00 | 2,099.00 | 2,027.00 | 2,067.00 | 2,038.00 | 2,068.00 | 1,964.00 | 2,144.00 | 2,029.00 |
| Interest on balances with the RBI and interbank funds | 114.00 | 76.00 | 43.00 | 83.00 | 79.00 | 119.00 | 78.00 | 188.00 | 233.00 | 262.00 | 282.00 | 257.00 |
| Other interest | 215.00 | 67.00 | 170.00 | 78.00 | 68.00 | 42.00 | 851.00 | 30.00 | 29.00 | 41.00 | 339.00 | 32.00 |
| Interest expended | 2,238.00 | 2,966.00 | 3,102.00 | 3,298.00 | 3,428.00 | 3,562.00 | 3,583.00 | 3,851.00 | 3,816.00 | 3,862.00 | 3,944.00 | 4,053.00 |
| Other income | 1,058.00 | 1,025.00 | 1,031.00 | 961.00 | 857.00 | 1,368.00 | 810.00 | 1,472.00 | 2,155.00 | 1,271.00 | 1,714.00 | 1,084.00 |
| Total income | 6,052.00 | 7,064.00 | 7,580.00 | 7,956.00 | 7,527.00 | 8,813.00 | 8,629.00 | 8,499.00 | 9,264.00 | 8,352.00 | 9,518.00 | 8,633.00 |
| Employee benefit expense | 825.00 | 953.00 | 1,139.00 | 1,354.00 | 997.00 | 1,142.00 | 1,087.00 | 1,138.00 | 1,049.00 | 1,239.00 | 1,139.00 | 1,171.00 |
| Operating expenses | 1,659.00 | 1,922.00 | 2,123.00 | 2,452.00 | 1,997.00 | 2,227.00 | 2,216.00 | 2,269.00 | 2,300.00 | 2,539.00 | 2,466.00 | 2,387.00 |
| Expenditure excluding provisions and contingencies | 3,896.00 | 4,888.00 | 5,225.00 | 5,750.00 | 5,425.00 | 5,789.00 | 5,799.00 | 6,121.00 | 6,117.00 | 6,401.00 | 6,411.00 | 6,440.00 |
| Operating profit before provisions | 2,156.00 | 2,175.00 | 2,355.00 | 2,206.00 | 2,102.00 | 3,024.00 | 2,830.00 | 2,378.00 | 3,147.00 | 1,950.00 | 3,107.00 | 2,193.00 |
| Provisions and contingencies | 772.00 | -222.00 | 321.00 | 113.00 | -443.00 | 554.00 | 166.00 | -179.00 | -650.00 | -539.00 | 291.00 | -636.00 |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 1,384.00 | 2,397.00 | 2,034.00 | 2,093.00 | 2,546.00 | 2,470.00 | 2,664.00 | 2,557.00 | 3,797.00 | 2,489.00 | 2,816.00 | 2,829.00 |
| Tax expense | 617.00 | 1,004.00 | 553.00 | 438.00 | 806.00 | 621.00 | 734.00 | 533.00 | 556.00 | 530.00 | 828.00 | 699.00 |
| Profit for the period | 767.00 | 1,393.00 | 1,481.00 | 1,655.00 | 1,739.00 | 1,849.00 | 1,929.00 | 2,024.00 | 3,241.00 | 1,959.00 | 1,987.00 | 2,131.00 |
| Profit attributable to owners | 776.00 | 1,385.00 | 1,509.00 | 1,665.00 | 1,734.00 | 1,861.00 | 1,948.00 | 2,019.00 | 3,230.00 | 1,954.00 | 2,007.00 | 2,127.00 |
| Profit attributable to non-controlling interests | 6.00 | 8.00 | 6.00 | 7.00 | 5.00 | 8.00 | 6.00 | 5.00 | 11.00 | 5.00 | 5.00 | 3.00 |
| con:SHARE_OF_ASSOCIATES | 14.00 | 0.00 | 34.00 | 17.00 | 0.00 | 21.00 | 25.00 | 0.00 | 0.00 | 0.00 | 25.00 | 0.00 |
| Earnings per share, basic | 0.72 | 1.29 | 1.40 | 1.55 | 1.61 | 1.73 | 1.81 | 1.88 | 3.00 | 1.82 | 1.87 | 1.98 |
| Earnings per share, diluted | 0.72 | 1.29 | 1.40 | 1.55 | 1.61 | 1.73 | 1.81 | 1.88 | 3.00 | 1.82 | 1.87 | 1.98 |
Annual results, as filed
| Line | 2024-03-31 | 2026-03-31 |
|---|
| Interest earned | 26,446.00 | 29,020.00 |
| Interest on advances and bills | 17,968.00 | 19,403.00 |
| Income on investments | 7,755.00 | 8,213.00 |
| Interest on balances with the RBI and interbank funds | 335.00 | 965.00 |
| Other interest | 388.00 | 439.00 |
| Interest expended | 12,226.00 | 15,474.00 |
| Other income | 3,925.00 | 6,612.00 |
| Total income | 30,370.00 | 35,631.00 |
| Employee benefit expense | 4,438.00 | 4,564.00 |
| Operating expenses | 8,370.00 | 9,575.00 |
| Expenditure excluding provisions and contingencies | 20,597.00 | 25,050.00 |
| Operating profit before provisions | 9,774.00 | 10,582.00 |
| Provisions and contingencies | 1,406.00 | -1,076.00 |
| Profit before exceptional items and tax | — | 11,658.00 |
| Exceptional items | 0.00 | 0.00 |
| Profit before tax | 8,367.00 | 11,658.00 |
| Tax expense | 2,604.00 | 2,447.00 |
| Profit for the period | 5,763.00 | 9,211.00 |
| Profit attributable to owners | 5,788.00 | 9,210.00 |
| Profit attributable to non-controlling interests | 26.00 | 27.00 |
| con:SHARE_OF_ASSOCIATES | 51.00 | 25.00 |
| Earnings per share, basic | 5.38 | 8.57 |
| Earnings per share, diluted | 5.38 | 8.57 |
Balance sheet, as filed
| Line | 2022-09-30 | 2023-09-30 | 2024-03-31 | 2024-09-30 | 2025-09-30 | 2026-03-31 |
|---|
| Capital | 10,752.00 | 10,752.00 | 10,752.00 | 10,752.00 | 10,752.00 | 10,752.00 |
| Reserves and surplus | 33,404.00 | 37,151.00 | 40,321.00 | 43,925.00 | 57,370.00 | 57,812.00 |
| Deposits | 230,075.00 | 249,160.00 | 277,366.00 | 277,276.00 | 303,212.00 | 346,776.00 |
| Borrowings | 21,691.00 | 20,651.00 | 17,083.00 | 20,309.00 | 24,301.00 | 28,104.00 |
| Other liabilities and provisions | 13,875.00 | 17,535.00 | 18,750.00 | 21,289.00 | 21,095.00 | 23,942.00 |
| Total equity and liabilities | 309,797.00 | 335,250.00 | 364,272.00 | 373,552.00 | 416,730.00 | 467,386.00 |
| Cash and balances with the RBI | 12,990.00 | 13,903.00 | 13,991.00 | 16,361.00 | 20,198.00 | 33,230.00 |
| Balances with banks and money at call | 14,967.00 | 3,710.00 | 12,018.00 | 6,688.00 | 11,584.00 | 23,684.00 |
| Investments | 93,694.00 | 112,841.00 | 115,719.00 | 117,302.00 | 123,246.00 | 128,440.00 |
| Advances | 146,752.00 | 168,470.00 | 188,576.00 | 200,899.00 | 230,218.00 | 253,624.00 |
| Property, plant and equipment | 9,890.00 | 9,647.00 | 9,542.00 | 9,391.00 | 12,033.00 | 9,775.00 |
| Other assets | 31,505.00 | 26,679.00 | 24,426.00 | 22,910.00 | 19,451.00 | 18,632.00 |
| Total assets | 309,797.00 | 335,250.00 | 364,272.00 | 373,552.00 | 416,730.00 | 467,386.00 |
Asset quality and capital, as filed
| Line | 2023-06-30 | 2023-09-30 | 2023-12-31 | 2024-03-31 | 2024-06-30 | 2024-09-30 | 2024-12-31 | 2025-06-30 | 2025-09-30 | 2025-12-31 | 2026-03-31 | 2026-06-30 |
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| Gross non-performing assets | 8,763.00 | 8,645.00 | 8,589.00 | 8,917.00 | 7,795.00 | 7,653.00 | 7,635.00 | 6,385.00 | 6,242.00 | 6,281.00 | 6,028.00 | 6,090.00 |
| Net non-performing assets | 731.00 | 651.00 | 593.00 | 644.00 | 454.00 | 402.00 | 365.00 | 447.00 | 474.00 | 425.00 | 380.00 | 426.00 |
| Gross NPA, per cent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net NPA, per cent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CET-1 ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Additional Tier-1 ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Who owns it
The shareholding pattern filed with the exchange every quarter, as a series. Percentages are of total shares. Each figure names the filing it was read from and the date it was filed.
| Holder | 2023-03-31 | 2023-06-30 | 2023-09-30 | 2023-12-31 | 2024-03-31 | 2024-06-30 | 2024-09-30 | 2024-12-31 | 2025-03-31 | 2025-06-30 | 2025-09-30 | 2025-12-31 | 2026-03-31 | 2026-06-30 |
|---|
| Promoter and promoter group | 94.71 | 94.71 | 94.71 | 94.71 | 94.71 | 94.71 | 94.71 | 94.71 | 94.71 | 94.71 | 0.95 | 0.95 | 0.95 | 0.95 |
| Domestic institutions | 0.18 | 0.18 | 0.25 | 0.16 | 0.16 | 0.15 | 0.17 | 0.17 | 0.18 | 0.15 | 0.00 | 0.00 | 0.00 | 0.00 |
| Mutual funds | — | — | — | — | — | — | — | — | — | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 |
| Insurance companies | 0.14 | 0.14 | 0.13 | 0.13 | 0.13 | 0.13 | 0.14 | 0.14 | 0.13 | 0.08 | 0.00 | 0.00 | 0.00 | 0.00 |
| Foreign institutions | 0.22 | 0.29 | 0.40 | 0.32 | 0.45 | 0.47 | 0.46 | 0.42 | 0.46 | 0.54 | 0.00 | 0.01 | 0.01 | 0.00 |
| Government | — | — | — | — | — | — | — | — | — | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public | 5.29 | 5.29 | 5.29 | 5.29 | 5.29 | 5.29 | 5.29 | 5.29 | 5.29 | 5.29 | 0.05 | 0.05 | 0.05 | 0.05 |
| Non-institutional | 4.88 | 4.80 | 4.63 | 4.80 | 4.66 | 4.66 | 4.64 | 4.68 | 4.64 | 4.59 | 0.05 | 0.05 | 0.05 | 0.05 |
| Shares outstanding | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 | 10752402175 |
Related parties
Transactions with related parties as disclosed to the exchange for the period ending 2024-09-30, by counterparty, largest first. Amounts are as filed. Each row names the filing and the date it was filed.
| Counterparty | Relationship | Type | Amount in the period | Transactions |
|---|
| Life Insurance Corporation of India | Promoter | Any other transaction | 46,040,100,000.00 | 6 |
| IDBI Asset Management Limited | Subsidiary | Any other transaction | 1,195,400,000.00 | 5 |
| IDBI Intech Limited | Subsidiary | Any other transaction | 1,076,400,000.00 | 6 |
| IDBI Trusteeship Services Limited | Subsidiary | Any other transaction | 965,100,000.00 | 6 |
| IDBI Capital Markets And Securities Limited | Subsidiary | Any other transaction | 916,500,000.00 | 7 |
| LIC Housing Finance Limited | Promoter Group | Any other transaction | 289,700,000.00 | 1 |
| North Eastern Development Finance Corporation Limited | Associate | Any other transaction | 193,400,000.00 | 2 |
| National Securities Depository Limited | Associate | Any other transaction | 159,500,000.00 | 3 |
| Biotech Consortium India Limited | Associate | Any other transaction | 127,700,000.00 | 2 |
| LIC Mutual Fund Limited | Promoter Group | Any other transaction | 103,600,000.00 | 1 |
| Shri Rakesh Sharma | Key Management Personnel | Any other transaction | 29,100,000.00 | 1 |
| IDBI MF Trustee Company Limited | Subsidiary | Any other transaction | 20,400,000.00 | 2 |
| Shri Jayakumar S. Pillai | Key Management Personnel | Any other transaction | 12,800,000.00 | 1 |
| Shri Sumit Phakka | Key Management Personnel | Any other transaction | 4,900,000.00 | 1 |
| Smt. Smita Harish Kuber | Key Management Personnel | Any other transaction | 4,300,000.00 | 1 |
What management said
Every earnings call we hold for this company, read in full. Prepared remarks are separated from the question-and-answer session and every paragraph names who said it and on which page. These are management’s own words, not filed figures.
Some earlier announcements under this heading are covering letters only — no transcript was attached.
What they said about it, quarter by quarter
| Topic | FYFY21 | FYFY22 |
|---|
| Capex | Sir basically your discussion with the bank means your client that this capex is likely to start but are there any reasons that why it can be deferred… | So fresh Capex and also both brownfield and greenfield investments are happening. |
| Capital allocation | And I at least have understood some portion of it and like you said that there is some accumulated losses that we are carrying we may have set it off … | Can you highlight what are the steps now taken for divestment of government stake, there was news in the media that the government is asking something… |
| Costs | We are seeing drawdowns increase in Q4 mainly because of the input costs going up. | — |
| Debt and cash | For instance highly rated corporate which were barely drawing fund base working capital limits from the banking sector as a whole. | Hence, there is a higher utilization of working capital limits already sanctioned. |
| Demand | — | The growth that we estimated at the beginning of the quarter we have thought 10-15% but since there is good growth and looking at market scenario we w… |
| Guidance | The credit cost and net slippage we expect the credit cost to improve to about 1.5% and slippage also we expect it to improve to about 2.5%. | So, with that I would also like to mention that whatever guidance note we had given previously at the beginning of the year, we have been able to achi… |
| Margin | — | The other parameters also like operating profit, net interest income and net interest margin have shown substantial improvement. |
| People | So there is a small amount of provision of course that is because some earlier years as and when appeals and further appeals get settled so sometimes … | But the utilization of credit by corporates is going up mainly because of the inflationary impact, the commodity price is going up. |
| Revenue growth | The CASA deposits have increased to 56.77%, which is I think one of the highest in the industry and the cost of deposits also has declined to 3.56% so… | CASA ratio, we have been able to maintain at 56.19% and there has been overall growth of 54 basis points Q-o-Q. |